S.C. Medical Malpractice Liability Insurance Joint Underwriting Association
Part-Time Physician Rating
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South Carolina Medical Malpractice Patients' Compensation Fund
Revision To Part Time Physician/Dentist Discount
Effective June 11, 2003

The PCF will permit a discount for the following part time physicians and dentists:

  • Retired non-practicing physicians or dentists donating time to charitable or non-profit organizations (i.e. Free Clinic)
  • Emergency medicine residents moonlighting at rural or small community emergency room departments
  • Part time and/or semi-retired physicians or dentists who are working no more than eighty-five hours per month

Credits provided by the PCF are:

  • 50% credit for up to 21 hours per month
  • 40% credit for 22-43 hours per month
  • 30% credit for 44-85 hours per month
  • 0% credit for over 85 hours per month

Conditions:

  • A Part Time Physician/Dentist Professional Liability Application must be completed by the applicant every year for the purposes of determining whether the applicant is eligible for this type of coverage.
  • The hours reported to the Association for rating purposes are subject to audit, at the Association’s discretion.
  • No other credits apply concurrent with this rule except for Risk Management Discounts.
  • Physicians or dentists who are subject to experience rating surcharges are not eligible for this part time discount.